Kaiser Permanente’s KP Plus gives employees Kaiser’s integrated care with a limited option to see doctors outside the network, which makes it a real alternative to a PPO for some employers. Many business owners rule Kaiser out because they worry…
Health Net group coverage in California ends February 28, 2027. Here's how small employers can move to a new carrier or stay with Health Net through 2027 via CaliforniaChoice.
If your group health renewal landed this month with a number that made you wince, you have plenty of company. An analysis of preliminary rate filings from 295 small group insurers across all 50 states and DC found a median…
If your company renews its group health plan on January 1, the next few weeks are when plan designs get locked in, enrollment materials get drafted, and payroll gets set up for the new year. That makes this a good…
If your group health plan renews on a calendar year, you’re entering the busiest stretch of the benefits calendar. Carriers are finalizing 2027 renewal rates, the IRS has already released next year’s HSA and high-deductible health plan numbers, and open…
Health Net just told California employers it’s leaving the state’s commercial group health market. The final Health Net renewal or new-business effective date is September 1, 2026, and every group still on Health Net has to be transitioned off by…
Open enrollment season is arriving earlier and moving faster this year, and small employers who wait until October to start planning are going to feel the squeeze. Between a shortened federal enrollment window, another year of steep premium increases, and…
Small employers competing for talent against larger companies often assume the gap comes down to salary. Just as often, it comes down to the benefits package sitting underneath the paycheck. Dental, vision, life, and disability coverage rarely make headlines the…
For years, direct primary care (DPC) sat in an awkward spot for benefits planning. Employees loved the model — a flat monthly fee for unlimited access to a primary care doctor, longer visits, same-day appointments, no copays. But under IRS…
If your company’s group health plan renews on January 1, open enrollment season is closer than it feels. Most small employers set their enrollment window in October or November, with new elections taking effect January 1 of the following year,…
