If your group health plan renews on a calendar-year basis, open enrollment is roughly ten to twelve weeks away, and the work that determines whether it goes smoothly starts well before employees ever see an enrollment form. For businesses in…

Mid-August sits right at the start of the busiest stretch of the Atlantic hurricane season, which runs officially from June 1 through November 30 and tends to peak between late August and October. If you have a Caribbean cruise, a…

Hurricane season runs June 1 through November 30 in the Atlantic basin, but the real risk window is narrower than that. More than 85% of Atlantic tropical cyclones form during August, September, and October, and the historical peak of the…

If you run a business with somewhere between 20 and 200 employees, you’ve probably built your benefits package around some mix of a health plan, a tax-advantaged savings account, and maybe a few voluntary add-ons. Every year the IRS quietly…

If you have a trip booked to Florida, the Gulf Coast, the Caribbean, or anywhere else in the Atlantic basin between now and November, hurricane season is worth a few minutes of your attention before you leave it to chance.…

Shopping for travel insurance can feel a little like reading a restaurant menu in a language you only half know. Plans get marketed under names like “comprehensive,” “essential,” or “deluxe,” but what actually matters is what’s inside them. A single…

If you’re planning a trip to the Caribbean, the Gulf Coast, or anywhere along the Atlantic seaboard this fall, you’re booking squarely inside hurricane season — and that timing has a real effect on what travel insurance can and can’t…

2027 Open Enrollment Compliance Checklist: What Employers Need to Know Preparing for open enrollment requires balancing employee communication with strict regulatory compliance. For plan years beginning on or after January 1, 2027, employers sponsoring health plans must account for updated…