Preventive Care Toolkit
This Benefits Toolkit is an employer’s introductory guide to preventive care. It provides a general overview of preventive services and their impact on employers as well as workplace considerations.
Understanding Your Explanation of Benefits (EOB)
After submitting a claim for medical treatment, you may receive an Explanation of Benefits (EOB) from your insurance company. The EOB is a form that insurance companies send to their members to explain what part of a claim was paid…
What employers need to know about Medicaid redetermination and its impact on employees
Starting April 1, 2023, employees no longer eligible for Medicaid may look to employer-sponsored health insurance to stay covered. Beginning as early as April 1, approximately 15–18M people will no longer be eligible for Medicaid coverage because of the redetermination…
Understanding the Importance of Disability Benefits
Over the last few years, employers have been expanding their voluntary benefits offerings as a way to address their employees’ needs and improve overall attraction and retention efforts. While voluntary benefits have become increasingly important to employees as they deal…
How the End of the COVID-19 Emergency Periods Will Impact Health Plans
The Biden Administration has announced its plan to end the COVID-19 national emergency and public health emergency (PHE) on May 11, 2023. Employer-sponsored health plans have been required to comply with certain coverage requirements during the COVID-19 emergency periods, including…
THE REAL VALUE OF A VISION PLAN
In today’s market, attracting, keeping and caring for your employees can give you a competitive advantage. The value of offering a voluntary vision plan is that it can bring both financial benefits to your company and can be an outward…
5 Small Business Attraction and Retention Trends for 2023
Employers of all sizes are currently facing attraction and retention challenges. These challenges will likely continue through 2023. Successful efforts to win over employees can require a time investment and carry high costs. Unfortunately, small businesses often don’t have excess…
Health Care Reform: 90-day Waiting Period Limit
Beginning in 2014, the Affordable Care Act (ACA) prohibits group health plans and group health insurance issuers from applying any waiting period that exceeds 90 days. This waiting period limit does not require an employer to offer coverage to any…
8 Tips for Effective 2023 Open Enrollment Communication
Now more than ever, employees are looking to their employers for guidance on navigating their available benefits and how to stretch their dollars further. As such, effective open enrollment communication is critical this year. According to a Voya Financial survey,…
California Announces $15.50 Minimum Wage Rate for 2023
The California Department of Industrial Relations has announced that the state hourly minimum wage will increase to $15.50 an hour on Jan. 1, 2023. The new rate will apply to all employers, regardless of how many individuals they employ. California’s…