If you have a trip booked to Florida, the Gulf Coast, the Caribbean, or anywhere else in the Atlantic basin between now and November, hurricane season is worth a few minutes of your attention before you leave it to chance.…
Shopping for travel insurance can feel a little like reading a restaurant menu in a language you only half know. Plans get marketed under names like “comprehensive,” “essential,” or “deluxe,” but what actually matters is what’s inside them. A single…
If you’re planning a trip to the Caribbean, the Gulf Coast, or anywhere along the Atlantic seaboard this fall, you’re booking squarely inside hurricane season — and that timing has a real effect on what travel insurance can and can’t…
2027 Open Enrollment Compliance Checklist: What Employers Need to Know Preparing for open enrollment requires balancing employee communication with strict regulatory compliance. For plan years beginning on or after January 1, 2027, employers sponsoring health plans must account for updated…
In general, employee benefits end when workers separate from employment, regardless of the reason for the separation. Unused balances in health flexible spending accounts (FSAs), dependent care FSAs and health reimbursement arrangements(HRAs) are typically forfeited, subject to a run-out period…
Form 5500 Deadline Is July 31 Each year, employers that are subject to the Employee Retirement Income Security Act of 1974 (ERISA) must electronically file an annual report (Form 5500) for each employee benefit plan they maintain unless a filing…
Most employers in California are subject to several workplace safety requirements under Cal/OSH. These include a mandate to establish, implement and maintain an effective injury and illness prevention program (IIPP). In addition, as of July 1, 2024, a new law, Senate Bill (SB) 553, requires employers to include a written workplace violence prevention (WVP) plan as a component of their IIPPs. SB 553 also requires employers to:
The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that sets minimum standards for employee benefit plans maintained by private-sector employers. Under ERISA, employer-sponsored welfare benefit plans, such as group health plans, must be described in…
In November 2023, Zywave conducted its 2023 Attraction and Retention Employee Pulse Survey to collect employers’ insights into attraction and retention challenges, workplace strategies and voluntary benefits utilization. More than 130 employers responded to the nationwide survey from various industries,…
